Avenue H puts employees in control of their own health plan decisions by choosing the coverage that best suits your own needs, preferences, and budget.
- Avenue H allows you the convenience to enroll online
- Compare up to 70 quality healthcare plans from local providers
- A search tool that will help you find which plans your doctor and local hospital participate with
- Display your tax-free premium for each available plan
Further instructions regarding registration and enrollment will be provided by your employer or insurance broker.
The Affordable Care Act requires several improvements to the insurance industry. For example:
- There are no preexisting conditions. Everyone is now able to get health insurance regardless of their health history.
- Health information is no longer required. The only info gathered during the enrollment process is your date of birth, the county you live in, and whether or not you use tobacco.
- It's available to all full-time employees. Anyone who works more than 30 hours a week is considered full-time and eligible for coverage.
The first step begins with your employer notifying Avenue H they want to participate. Your employer will work directly with an insurance broker to begin the setup process.
Your employer will inform you when the enrollment period is, which will give you time to make your benefit election choices. During this enrollment period, if you do not elect a medical plan or choose to waive coverage, you will be defaulted into a pre-selected medical default plan chosen by your employer. Newly hired employees should check with your employers regarding eligibility and enrollment process.
Enrolled participants will receive ID cards directly from their coverage provider corresponding with their benefit effective date. If you have questions regarding coverage, please contact the provider directly via Avenue H Customer Solutions at 855-850-2834 (AVEH) or contact your insurance broker directly for additional details.
Advantages of Avenue H
Choice and Value: Avenue H puts you, not your employer, in control of your health plan decisions. Pick the coverage that best suits your own needs, preferences, and budget. Avenue H lets you compare plans from multiple providers and enroll for coverage online.
Pay with Pre-Tax Dollars: Health insurance plans available through Avenue H preserve the tax benefits of traditional employer-sponsored plans. Your premium contributions are made with pre-tax dollars, reducing your tax liability. Certain plans available via Avenue H may also allow pre-tax contributions to a Health Savings Account (HSA). For more information about Health Savings Accounts, click here.
Participating Carriers: Avenue H allows you the flexibility of choosing your plan of choice from several different carriers. Three local health insurance carriers are participating; HSA Health Plan, SelectHealth and United Healthcare. In addition we also have four dental insurance carriers; Alpha Dental, Delta Dental, Dental Select, and EMI Health. If you select a high deductible health plan you can elect to participate in a HSA using one of three HSA administrators; Health Equity, Optum Bank and Wells Fargo.
Employees - All full-time employees working 30 hours or more are eligible for coverage under Avenue H.
Spouses and Dependents – Your spouse and dependent children up to age 26 can be covered when you are first eligible for coverage or during annual enrollment. Dependents can also be added to coverage mid-year during a qualifying event (ie. Marriage, birth).
New Hires – If you are a newly hired full-time employee, you and your dependents may enroll. You will have a 30-day new hire enrollment window once you have met your employer’s waiting period requirements.
Domestic Partners - Your employer may choose to extend coverage to non- married domestic partners. If you elect to cover your domestic partner you must sign an Affidavit of Domestic Partnership and supply supporting documentation.
Quality & Transparency
Here are some tools to help you make better informed decisions when choosing a health care plan.
The State of Utah Insurance Transparency Website provides a comprehensive tool to search for information about individual insurance companies, including the ability to compare quality measures. From this site you can also view the latest proposed rate changes and participate in the rate review process.
UtahHealthScape.org is a non-commercial site that provides Utah consumers with a range of quality scores for hospitals and health plans, and a comprehensive listing of doctors and clinics. Created by HealthInsight and community partners, it enables users to find the best healthcare provider or insurance plan for them, based on their location, unique preferences and objective quality scores.
The Utah Department of Health has compiled an annual report on healthcare associated infections using information submitted by hospitals. The report shows how Utah hospitals compare to other hospitals nationally.